It is a way of breaking out of the rental trap. It’s very common for tenants to be unable to save a deposit for a mortgage due to paying out a large proportion of their income on monthly rent. Banks and other lenders in Ghana usually ask for between 20% – 40% of the purchase price as a initial payment. This approach allows buyers to start to buy their new home in Ghana with as little as GHS3,000 and GHS12,000 initial payment (by move-in date) and with interest free monthly payments during the rental period.



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